The Bank of Baroda is revising the interest rates on these deposits


Bank of Baroda domestic fixed deposits below Rs 2 Cr

The bank grants the following interest rates (wef 22.03.2022) to the general public and the elderly on domestic term deposits below Rs 2 crore.

tenors Regular interest rates in % per year Senior interest rates pa in %
7 days to 14 days 2.8 3.3
15 days to 45 days 2.8 3.3
46 days to 90 days 3.7 4.2
91 days to 180 days 3.7 4.2
181 days to 270 days 4.3 4.8
271 days or more and less than 1 year 4.4 4.9
1 year 5 5.5
More than 1 year to 400 days 5.2 5.7
Above 400 days and up to 2 years 5.2 5.7
Above 2 years and up to 3 years 5.2 5.7
Above 3 years and up to 5 years 5.35 6
Above 5 years and up to 10 years 5.35 6.35
Source: Bank website
Fixed Deposit Advantage Bank of Baroda

Fixed Deposit Advantage Bank of Baroda

Bank of Baroda also has a deposit program called “Baroda Advantage Fixed Deposit”, which is a non-refundable term deposit that pays a higher interest rate than a regular FD and therefore one cannot make premature withdrawals. Deposit can be made for a minimum of Rs. 15.01 lakhs less than Rs. 2 Cr. The bank guarantees the following interest rates on National/NRO/NRE accounts from March 22, 2022.

tenors Regular interest rates in % per year Senior interest rates pa in %
1 year 5.05 5.55
Above 1 year to 400 days 5.25 5.75
Above 400 days and up to 2 years 5.25 5.75
Above 2 years and up to 3 years 5.25 5.75
Above 3 years and up to 5 years 5.45 6.1
Above 5 years and up to 10 years 5.45 6.45
Source: Bank website
Term deposits (Rupee) of the Bank of Baroda NRE

Term deposits (Rupee) of the Bank of Baroda NRE

The bank is currently offering the following interest rates on NRE (rupee) term deposits below Rs 2 Cr, effective 22 March 2022.

tenors Interest rate in % pa
1 year 5
Above 1 year to 400 days 5.2
Above 400 days and up to 2 years 5.2
Above 2 years and up to 3 years 5.2
Above 3 years and up to 5 years 5.35
Above 5 years and up to 10 years 5.35
Source: Bank website
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